Home Care Resources

Home Care Resources & Payment Assistance | PR Home Care Raleigh NC
πŸ“š Free Community Resource Guide

Home Care Resources & Payment Assistance

A free guide for families in Raleigh, Cary, and Wake County β€” covering payment options, local support programs, and resources for seniors, high-risk mothers, and family caregivers.

Important: This page is provided as a community resource and is for informational purposes only. Program eligibility, income limits, and availability change frequently. Always verify current details directly with each program. PR Home Care is not affiliated with and does not endorse any specific third-party organization listed here.

Paying for Home Care

Home care can be paid for in several ways. Understanding your options early β€” before a crisis β€” gives your family the most flexibility and the best outcomes.

πŸ’‘ Important Note About PR Home Care and Insurance

PR Home Care is a private-pay, non-medical home care agency. We do not bill Medicaid, Medicare, or insurance directly. However, many families use the programs listed below to fund private-pay home care β€” including Veterans benefits and long-term care insurance. We encourage all families to explore every available resource.

If you need help understanding your options, call us at (919) 348-9943 β€” we’re happy to talk through what may be available for your family.

πŸ›οΈ
NC Medicaid CAP/DA Waiver
NC DHHS β€” Statewide Program

The Community Alternatives Program for Disabled Adults (CAP/DA) is NC Medicaid’s primary home and community-based services waiver for older adults and disabled individuals who would otherwise require nursing facility care. The waiver was renewed in November 2024 for five years through October 2029 with expanded services. Note: waitlists exist in most counties β€” apply early.

βœ“Adults 18+ with physical/mental disability requiring nursing facility level of care
βœ“Must qualify for NC Medicaid β€” income limit approximately $1,305/month (2026)
βœ“Asset limit: $2,000 in countable resources
πŸ“žApply through NC LIFTSS: 833-522-5429
πŸ“žNC Medicaid Contact Center: 888-245-0179
🌐medicaid.ncdhhs.gov
⚠️ Waitlists common β€” apply early
πŸ“‹
Long-Term Care Insurance
Private Insurance β€” Review Your Policy

If your loved one has a long-term care insurance policy, it may cover non-medical home care services including companion care, lifestyle support, and personal care. Many families don’t realize their policy covers private-pay home care agencies like PR Home Care.

β†’Review your policy’s “home care” or “home health” benefit section
β†’Ask your insurer whether companion care and lifestyle support qualify
β†’Most policies have an elimination period (waiting period) before benefits begin
β†’Ask your insurer for a list of covered service types and approved agency requirements
πŸ“žCall us at (919) 348-9943 β€” we can help you understand what to ask your insurer
Review your policy before assuming you’re not covered
πŸ’³
Private Pay Home Care
Out-of-Pocket β€” Flexible & Immediate

Private pay means paying directly for home care services without going through insurance, Medicaid, or benefits programs. It offers the most flexibility β€” no waitlists, no eligibility requirements, and services can begin quickly. Many families start with private pay while applying for benefits programs.

βœ“No waitlists β€” care can begin as soon as your family is ready
βœ“Full flexibility in scheduling and service type
βœ“PR Home Care rates: $34/hour β€” billed only for hours used
βœ“Families often combine private pay with benefits programs as they come through
πŸ“žSchedule a free consultation: (919) 348-9943
Most flexible option β€” immediate availability
πŸ’»
NC ePASS β€” Apply for Medicaid Online
NC DHHS β€” Online Application Portal

NC ePASS is the online portal to apply for Medicaid and other benefits programs in North Carolina including Medicaid for Pregnant Women, CAP/DA waiver referrals, and other DHHS programs. Applications can be started online 24/7.

🌐epass.nc.gov
πŸ“žNC Medicaid Contact Center: 888-245-0179 Mon–Fri 8am–5pm
πŸ“Wake County DSS: 220 Swinburne St, Raleigh NC 27610
πŸ“žWake County DSS: 919-250-3830
Apply online anytime at epass.nc.gov
πŸ”
SHIIP β€” Free Medicare Counseling
NC Department of Insurance

The Seniors’ Health Insurance Information Program (SHIIP) provides free, unbiased Medicare counseling to North Carolina residents. Trained counselors can help you understand Medicare coverage, supplemental insurance, and long-term care insurance options.

βœ“Free counseling β€” no cost, no obligation, no sales pitch
βœ“Help understanding what Medicare covers (and what it doesn’t) for home care
πŸ“ž855-408-1212
Free β€” no sales pitch, unbiased advice

Local Resources for Older Adults & Families

These organizations serve older adults and their families in Raleigh, Cary, and Wake County. Many services are free or low-cost.

🏒
Resources for Seniors
Wake County β€” Serving since 1973

Resources for Seniors is the primary aging services organization in Wake County, connecting older adults and families to a comprehensive directory of home and community-based services. They operate multiple Total Life Centers and Senior Centers across the county.

βœ“Home care referrals, caregiver support, resource directory
βœ“Locations in Raleigh, Cary, Garner, Wake Forest, and Morrisville
πŸ“žInformation Department: 919-713-1556
πŸ“Main office: 1110 Navaho Dr, Suite 400, Raleigh NC 27609
Best first call for Wake County senior resources
🌲
Central Pines Area Agency on Aging
Serving Wake & Surrounding Counties

The Area Agency on Aging for the Central Pines region connects older adults, caregivers, and families to aging services, benefits counseling, and CAP/DA waiver referrals. They maintain a service partner directory for the central NC region.

βœ“CAP/DA waiver referrals and benefits information
βœ“Caregiver support and service partner directory
πŸ“ž800-310-9777
🌐centralpines.org
Free β€” connects to CAP/DA and local services
πŸ“±
NC 211 β€” Statewide Resource Helpline
NC 211 / United Way

Dial 211 to connect with a live specialist who can help you find local health and human services β€” including senior care, food assistance, transportation, housing, and caregiver support. Available 24/7 in English and Spanish.

βœ“Free β€” available 24 hours a day, 7 days a week
βœ“English and Spanish support available
πŸ“žSimply dial 2-1-1
🌐nc211.org
Free 24/7 β€” dial 2-1-1 from any phone
🍽️
Meals on Wheels of Wake County
Serving Raleigh, Cary & Wake County

Meals on Wheels delivers nutritious meals to homebound seniors and adults with disabilities in Wake County. Meal delivery also provides a daily safety check-in for isolated older adults.

βœ“Home-delivered meals for homebound seniors and adults with disabilities
βœ“Daily wellness check-in included with delivery
πŸ“ž919-832-0244
🌐mealsonwheelswake.org
Sliding scale fees β€” no one turned away for inability to pay
🀝
Center for Volunteer Caregiving
Cary, NC β€” Free Phone Services

The Center for Volunteer Caregiving offers free phone-based services for seniors experiencing social isolation. Services include daily check-in calls (under 5 minutes) and longer social calls to address loneliness β€” at no cost.

βœ“Free daily check-in calls for isolated seniors
βœ“Longer social calls 2–3 times per week available
πŸ“ž919-460-0567
Free β€” no cost to participants

Resources for High-Risk & Postpartum Mothers

These programs support expectant and new mothers in Raleigh, Cary, and Wake County β€” including high-risk pregnancies, postpartum care, and financial assistance.

🀰
Medicaid for Pregnant Women
NC Medicaid β€” Statewide

NC Medicaid provides health coverage for prenatal care, delivery, and postpartum care for pregnant women with income at or below 185% of the federal poverty level. Extended postpartum coverage is now available for 12 months after delivery β€” even if income changes.

βœ“Covers prenatal care, delivery, and 12 months of postpartum care
βœ“Income at or below 185% of the federal poverty level
βœ“Coverage continues for 12 months postpartum regardless of income changes
πŸ’»Apply online: epass.nc.gov
πŸ“žNC Medicaid: 888-245-0179 Mon–Fri 8am–5pm
12 months postpartum coverage now available
πŸ₯—
WIC β€” Women, Infants & Children
NC DHHS β€” Statewide

WIC provides nutritious foods, nutrition education, breastfeeding support, and referrals for pregnant, postpartum, and breastfeeding women, infants, and children up to age 5. Income must be below 185% of the federal poverty level. Women on Medicaid automatically meet income eligibility.

βœ“Pregnant, postpartum (up to 6 months), and breastfeeding women eligible
βœ“Medicaid recipients automatically meet income requirements
βœ“Food benefits loaded to eWIC card for use at grocery stores
πŸ“žFind your local WIC office: 1-844-601-6881
Free β€” Medicaid recipients automatically eligible
πŸ’™
Postpartum Support International
National + NC Chapter

PSI provides support, resources, and connections for mothers and families experiencing postpartum mood and anxiety disorders. Their helpline connects callers with local support groups, trained volunteers, and mental health resources.

βœ“Helpline, online support groups, and local resource connections
βœ“Support for postpartum depression, anxiety, and related conditions
πŸ“žHelpline: 800-944-4773
Free helpline β€” 24/7 text support available
🏨
WakeMed Women’s Pavilion
Raleigh, NC

WakeMed’s Women’s Pavilion is a major maternity and women’s health center in Raleigh providing high-risk obstetric care, NICU services, and postpartum support for families in Wake County.

βœ“High-risk obstetrics and maternal fetal medicine
βœ“Level IV NICU and postpartum support services
πŸ“ž919-350-1000
🌐wakemed.org
πŸ“3000 New Bern Ave, Raleigh NC 27610
Major delivery and high-risk OB center β€” Raleigh
πŸ”¬
UNC Maternal Fetal Medicine
UNC Health β€” Raleigh & Chapel Hill

UNC’s Maternal Fetal Medicine program specializes in high-risk pregnancies including preeclampsia, gestational diabetes, multiple gestations, and other complications. Locations in Raleigh and Chapel Hill serve the Triangle.

βœ“High-risk pregnancy specialists (MFM/perinatology)
βœ“Raleigh location: 3050 Duraleigh Rd, Raleigh NC
πŸ“ž919-966-5100
High-risk pregnancy specialists β€” Raleigh location available

Resources for Family Caregivers

Family caregivers are often the most overlooked people in the care equation. These resources exist specifically to support you β€” not just your loved one.

❀️
NC Caregiver Support Program
NC DHHS Division of Aging

The NC Caregiver Support Program provides information, assistance, and supplemental services to family caregivers of older adults and adults with disabilities in North Carolina. Services are coordinated through local Area Agencies on Aging.

βœ“Information, referral, and caregiver counseling
βœ“Supplemental services including respite care support
πŸ“žCentral Pines AAA: 800-310-9777
Free through Area Agency on Aging
🌐
Caregiver Action Network
National Resource

The Caregiver Action Network provides education, peer support, and resources for family caregivers nationwide. Their free resources include disease-specific guides, a caregiver help desk, and online support communities.

βœ“Free caregiver education and peer support
βœ“Disease-specific caregiving guides and resources
πŸ“žCaregiver Help Desk: 855-227-3640
Free national resource for all family caregivers
😌
Respite Care β€” PR Home Care
Raleigh, Cary & Triangle NC

Respite care gives family caregivers scheduled, reliable breaks while a professional caregiver steps in. PR Home Care provides flexible respite care and lifestyle support for older adults across the Triangle β€” giving family caregivers the time they need to recharge.

βœ“Flexible scheduling β€” a few hours to full-day coverage
βœ“Background-checked, insured caregivers
βœ“Free consultation β€” no obligation
Local β€” Raleigh, Cary & Triangle NC

How to Apply for Benefits & Programs

Not sure where to start? Here is a simple path most Wake County families follow to connect with the right programs for their situation.

1

Call NC 211 First

Dial 2-1-1 from any phone. A live specialist will listen to your situation and connect you to the most relevant local programs β€” for free, 24/7, in English and Spanish.

2

Contact Resources for Seniors

Call 919-713-1556. They are the primary senior resource organization in Wake County and can help you navigate local options, make referrals, and identify programs you may not know about.

3

Apply for Medicaid Through NC ePASS

Go to epass.nc.gov to apply for Medicaid online. Once Medicaid eligibility is confirmed, you or your provider can request a CAP/DA waiver assessment for home care services.

4

Veterans β€” Contact Your County VSO

The Wake County Veterans Service Office in Garner (919-664-1160) provides free, accredited help applying for VA benefits including Aid & Attendance. Do not pay anyone to help you apply β€” VSO services are always free.

5

Consider Private Pay While You Wait

Many benefit programs have waitlists. Private pay home care can begin immediately while you’re waiting for benefits to come through β€” giving your loved one support now rather than later.

πŸ“ž Quick Reference β€” Most Important Numbers

NC 211: Dial 2-1-1 (free, 24/7)

Resources for Seniors: 919-713-1556

NC Medicaid: 888-245-0179

Wake County DSS: 919-250-3830

Central Pines AAA: 800-310-9777

NC LIFTSS (CAP/DA): 833-522-5429

Wake County VSO: 919-664-1160

WIC Helpline: 1-844-601-6881

PSI (Postpartum): 800-944-4773

PR Home Care: (919) 348-9943

⚠️ A Note on Benefit Scams

You should never have to pay someone to help you apply for Medicaid, VA benefits, or other government programs. Veterans Service Officers, Area Agency on Aging staff, and NC 211 specialists provide free help.

If someone asks you to pay a fee to apply for government benefits β€” that is a red flag. Contact your County DSS or Veterans Service Office directly instead.

Still Have Questions? We’re Here to Help.

Navigating home care options and payment programs can feel overwhelming. PR Home Care is happy to talk through your family’s situation β€” even if you’re not ready to start services yet. Our consultations are free and there is no obligation.

PR Home Care

Non-Medical Companion Care, Lifestyle Support & Fall Prevention β€” Raleigh, NC

(919) 348-9943  Β·  info@prhomecare.org  Β·  prhomecare.org

Serving Cary, Raleigh, Apex, Wake Forest, Garner & the Triangle  Β·  Β© 2026 PR Home Care
Resource information is provided for community education purposes. Verify current program details directly with each organization. PR Home Care is not affiliated with any third-party organizations listed on this page.